Loans and Insurance

How to Get Ecobank Loan in 2022

Ecobank provides customers with diverse loan facilities that meet their individual or group needs. Ecobank loans are designed to meet your financial needs, so whatever you need money for, the bank has flexible range of loans to help you afford it.

The loans include short, medium and long term offers, affording you maximum time to pay back. To get the loan, you can use the Ecobank Loan USSD code or visit any of their branches near you.

Loans offered by Ecobank Ghana

Ecobank loans include;

  1. Ecobank Auto loan
  2. Ecobank Salary Advance Loan
  3. Ecobank Advance Facility loan
  4. Ecobank Cash Backed Loan
  5. Ecobank Mortgage Loan
  6. Ecobank Personal Loan
  7. Ecobank Travel Loan
Ecobank loans

1. The Ecobank Auto Loan

Ecobank has partnered some leading auto mobile dealers to provide customers with an auto loan The loan facility is to help people who wish to own either new cars or other ‘second-hand” cars (five-year-old), and pay off over a five-year period at ‘heavily’ discounted rates. The Ecobank car loan finances up to 90% of the total cost of the asset.

2. The Ecobank Advance Facility Loan

If you’re hit by unexpected financials financial needs, you can find relief with the Ecobank Advance Facility loan. The Advance Facility allows you to borrow up to 50% of your net monthly pay.

3. Ecobank Cash Backed Loan

The Ecobank’s Cash Backed Loan is a pre-approved, low-interest loan that will enable you to access cash without depleting your assets if you have an existing deposit or investments with them.

Read This

a. How to invest in Treasury Bills in Ghana

b. 2 Important advice about money for young people

4. The Ecobank Mortgage Loan

The Ecobank Mortgage Loan is designed for people who wish to buy a new home, renovate their old homes or seeking to refinance their home.

5. Ecobank Personal Loan

The Ecobank Personal Loan is a general-purpose loan with flexible loan repayment options. You’ve additional option to access additional loans you repay the existing one.

Read This: Buy Ecobank Treasury Bill With Gh₵5- Ecobank TBILL4ALL

6. The Ecobank Salary Advance Loan

The Ecobank salary advance loan is designed for salary workers to access quick loans to cater for emergencies in advance of payday. Employees can borrow up to 40% of their net monthly salary as a 30-day overdraft loan.

7. The Ecobank Travel Loan

If you travel often or you just need a quick cash to ease your travel budget, the Ecobank travel loan can sort you out. The loan provides some good discounts on airline tickets and hotel accommodations.

What do I need to get a loan from Ecobank?

Here are requirements to access an Ecobank loan;

  • You must have been banking with Ecobank for at least to six (6) months prior to your application.
  • You must provide a valid National ID card, international passport or a driving license
  • Provide a utility bill (in some instances)
  • In the case of a personal loan, you don’t need to present collateral security.

How can I apply for an Ecobank loan?

You can access a loan from Ecobank via these routes;

  1. Request a loan at any of their locations near you. You can also use the Ecobank branch locator to discover the closest Ecobank branch to your location.
  2. You can access Ecobank’s banking system by dialing the Ecobank loan code *770#, which is the Ecobank’s immediate rapid loan code.

Ecobank loan interest rates

Interest on Ecobank loans varied according to the loan type you apply for. The Ecobank loan calculator can help you determine the interest to be paid on an ‘X‘ amount of loan you want for a period of time.

Ecobank customer service contacts

You can always contact Ecobank for enquiries, financial advice or report an issue with your account through:

  1. Call: +233 302 213 999
  2. Toll Free: Toll Free 0800003225 (MTN or AirtelTigo only) or 080030000 (Vodafone only)  
  3. Email:

Best bank in Ghana for Loans

Ecobank Ghana remains the best bank in Ghana for affordable loans with flexible repayment plans. So whatever you’re financing, it’s easy to lean on the bank.

If you’re already in debt, choose any of these debt repayment strategies to sort put your situation.

Leave a comment

Back to top button
error: Content is protected !!