Can I get virtual credit card in Ghana? Ecobank credit card
Are you wondering if you can get a credit can in Ghana? Yes, there are a number of low fee credit cards in the financial space in Ghana.
Credit cards allows you to make purchases and payments online or at the shops. If you hold an Ecobank Advantage Account or Ecobank Premier Account, you may spend your earnings more freely.
Generally, if you need a credit card in Ghana, you must have an active account with the bank of your choice.
What type of credit cards does Ecobank offer?
The Ecobank Advantage Gold Credit Card is designed for low and middle income individuals. It is safer and convenient to use across the over 1200 Ecobank branches across 34 countries; at the 2700 ATMs and 10,000 Cashless Payment (POS) terminals in Africa.
The Ecobank Gold Credit card can be used for shopping and withdrawals. The credit card can also be used to pay for transactions online on e-shopping websites.
The Ecobank Premier Platinum Credit Card is made high net earning customers. You need an Ecobank premier current account got get the card.
As a benefit, you will have a access to a dedicated Relationship Manager available at all times, to help you on any service deliveries.
How can I get credit card in Ghana?
Before applying for a credit card, you must be a customer of one of the banks that issues the cards, because Ghanaian banks lack a central database to track customer credit scores, they rely heavily on client relationships.
The account must be opened and kept active for at least six months. If you’re self-employed, they might want to know what you do and how you make money, so this will demonstrate your cash flow and profits. If you are salaried, the bank might also need permission from your employer to pay you through the bank.
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